That is Deepak off Bangalore . We limited me for quite some time off writing which send for your requirements. But, once i don’t discover any response and you can accountability out-of Axis Bank, I will no longer wait.
This all come sometime in the February in 2010. I reserved an apartment within the a flat for the Bangalore and you may are considering the get in touch with from Mr. Amit Sharma ([protected]) off Analytical Investments (for AXIS Financial) because of the creator. Mr. Amit fulfilled me and i told me your my income, costs or any other costs information, based on hence, the guy affirmed me that i have the eligibility off 23 lacs. Because this matter are sufficient for me personally to visit in the future, We proceeded having a comprehending that qualifications has already been analyzed. Amit informed me this one away from his colleague can come to help you grab the records and you can cheque for control commission for this domestic loan. Upcoming, I found myself reached from the Mr. Murugesh ([protected]), just who came and you will accumulated my personal documents additionally the cheque from Rs. 5618 toward handling percentage. I did not hesitate in giving the cheque given that Mr. Amit got already verified me from the my qualifications. Mr. Murugesh got all these and went back. The new confirmation processes been and i waited for long date convinced you to definitely everything is going on well. Contained in this a few days, I saw you to definitely my personal family savings is debited into the cheque that we offered to AXIS Lender for Rs. 5618. That it provided me with a lot more trust that things are happening well.
If i didn’t have this new qualifications, I am not saying a fool to stick to the financing procedure and you can spend my Rs
It was a shock. There is no reason stated about page. We named AXIS Bank’s workplace and you will spoke so you’re able to Ms. Renu ([protected], landline [protected]. She said that this new page are delivered in error and are still concentrating on the mortgage techniques. Later, she named me up and to my wonder; she said that my qualification is not truth be told there toward loan. I happened to be amazed. That it feedback originated from AXIS Lender regardless if Mr. Amit had currently said that i got qualification from 23 lacs, adopting the target or other verification processes had been complete, following the handling payment number was obtained from my personal membership and immediately following awaiting a long time. We debated that have Renu precisely how you are going to upcoming Mr. Amit share with which i had the qualification. 5618. She again said one she’ll work at their particular manager and you will come back to myself. She entitled once more a short time but, them to declare that absolutely nothing would be over and my personal qualification isnt around and the mortgage cannot be approved. I got resentful and you may expected their particular to return right back my control percentage count. She said the insurance policy isnt there to return the amount. We knew away from HDFC and you will ICICI Financial that if they won’t sanction the borrowed funds, every data files plus the amount is came back returning to the client. But here, neither performed I have straight back my data files right up until big date, none the amount.
Once i noticed you’ll find nothing producing abilities, I asked Renu to give their own manager’s matter. She gave the amount (disappointed, I really don’t remember their identity) and if We called, he was riding and you will mentioned that however give me a call right back. I waited for several days having their call. You to definitely good go out, one Ms. Indu (I think this is the name) named myself and you can mentioned that their own movie director planned to understand as to the reasons I experienced entitled your a few days right back. We told me their own whole tale however,, she heard and told me exactly the same thing new control commission can’t be returned. As i expected her again, she mentioned that she will correspond with their manager and you will telephone call myself straight back. So it never happened. To follow up, whenever i entitled and you can keep in touch with their particular, she told you her movie director is beyond route and you will she does not know as he might possibly be back. Today, once over per week, I am nevertheless waiting for the brand new manager’s call.
Sir, because you look for, that is an awful experience. I found myself informed one to a panel enjoys analyzed AXIS Bank while the a knowledgeable bank. I’m personal loans Utah not sure exactly how. At the very least, I would never ever say that. You can observe that they have offered not the case information on the eligibility, compiled this new data files, drawn brand new operating commission and reverted right back proclaiming that qualification is an issue. Right up until time, they haven’t yet returned this new records or even the amount. Qualifications is the the initial thing you to definitely a buyers requires care and attention in advance of providing any handling fee. But, AXIS Bank keeps duped inside admiration and has produced specific money out of this. I am not sure exactly how many somebody might have educated it having AXIS Financial. It ends up a good business in their eyes. Really don’t imagine they have any organization Integrity. How do they give you false guidance for the users and also make money?
Abruptly, someday I experienced a page within my physical address saying that AXIS Financial cannot supply the loan in my experience
Sir, I might and therefore request you to delight check out this dilemma urgently which help protect this new customers’ rights. You let will certainly make certain that AXIS Financial does not repeat eg instances later on having any kind of customer.