*Rates and Annual percentage rate quoted more than to possess Proprietor-Occupied; 680 credit rating; $150,000 ft financing; $ loan amount; 96.5% ltv Minimal credit score criteria implement. Delight demand a good CUFS Authorized Mortgage Coach for details. Max amount borrowed: $472,030. (Is generally down certainly counties) Purchases: step three.5% downpayment; Refinances: %ltv Speed/Term; 80%ltv Cash-out
*Prices & Apr quoted above having Proprietor-Filled requests; 680 credit history; $150,000 base financing; $153,225 amount borrowed; 100% ltv Maximum mortgage constraints implement – may differ Alaska installment loans for each Seasoned Purchases: 0% deposit; Refinances: 100%ltv Rates/Term; 90%ltv Cash-aside
*Pricing & Apr quoted a lot more than to own Manager-Occupied purchases; 680 credit score; $150,000 ft loan; $151,515 loan amount; 100% ltv Minute 620 credit score. Purchases: 0% deposit; Geographic and you will earnings restrictions implement. Check right here to own qualifications.
*Costs and you will Annual percentage rate cited more than to possess Owner-Occupied; 760+ credit ratings; $1,000,000 mortgage; 75% ltv. Loan-to-Well worth more than 75% may have another rate & Annual percentage rate. *Rates of interest can differ based on credit value mortgage-to-worthy of, occupancy, mortgage sorts of, and you will financing identity. Exhibited will be the latest lower readily available cost. Costs and you can APRs printed are subject to alter without notice. For those who have questions or do not understand the specific home loan system and/or condition that you’re finding, please get in touch with financing Officer getting a customized estimate because of the contacting (800) 503-6855.
2476 Lawernceville Hwy., Room 101 | Decatur, GA 30033 | [email address protected] | Phone: (800) 503-6855 | Fax: (678) 658-4467
Michelle Wright
Michelle Wright serves as Repair Movie director getting Borrowing from the bank Union Financial Properties, LLC (CUFS) inside Covington, Georgia. She began their particular industry which have CUFS since an interest rate Servicer for the 1998. Because her industry cutting-edge, Michelle transitioned so you’re able to a good Michelle is marketed to help you her current character. This woman is accountable for losses mitigation, lending company conformity relating to Real estate Payment Tips Act (RESPA) and User Economic Safety Agency (CFPB), day prevent and you may quarter avoid revealing, also standard mortgage repair.
Michelle resides in Stockbridge. She graduated which have a Bachelor’s Training in the Therapy throughout the College of Maryland, Eastern Coast for the 1991.
Jim Dymek
Jim Dymek were only available in the borrowed funds organization once the an authorized Home loan Advisor in doing work for a home loan Banker. Jim’s past field are selling technical so you’re able to Chance five-hundred enterprises getting approximately fourteen age from the The southern area of.
Leveraging their financial experience, Jim returned to the technology profession of 2011 to 2014 offering financial tech options to have Calyx Software and you will Credit QB in the The southern part of You.
Jim possess consistently held it’s place in the top 10% away from production within some financial people by mainly emphasizing training the consumer and you can getting comprehensive follow through.
Jim try passionate about teaching an individual towards maxims with a focus on outlining essential borrowing from the bank is in the home loan approval procedure. Jim prides themselves into the providing the individual several choices instead of one financial option. Jim is served by a powerful understanding of compliance plus the most recent statutes ruling the.
A resident away from Dunwoody, Jim transferred to the new Town Atlanta area in 1974. He went to Dunwoody High-school which is a 1985 scholar away from Georgia Tech with good Bachelor’s Degree inside Industrial Management.
David Gowen
David was home financing Subscribed Mortgage Advisor during the Credit Union Financial Characteristics from inside the Covington, Georgia. The guy helps promote mortgage ways to members of Borrowing Unions within the Georgia. Shortly after beginning in the mortgage community into the 1986, David invested the initial 21 several years of his career employed in the consumer funds globe in accordance with general or correspondent loan providers given that both a single producer or conversion process manager. Because the 2007, he’s got struggled to obtain several banks or mortgage lenders referring to users either while the a single manufacturer otherwise department manager.